As the end of the year approaches, many patients will unknowingly lose all their unused vision insurance benefits, including funds from flexible spending accounts (FSA) and health savings accounts (HSA).
Our goal at Long Beach Family Optometry is to help you make the most of these benefits before they expire, ensuring you receive the eye care you need while taking advantage of your hard-earned insurance coverage in Long Beach.
Long Beach Family Optometry in Long Beach aims to help you maximize the value of these resources, so you don’t miss out on important eye care services.Why Time is Running Out on Your Vision Benefits
A lot of people are unaware that most vision insurance plans operate on a “use it or lose it” basis. This policy means any unused benefits are forfeited for good at the end of the calendar year. This also applies to FSA funds, which can be used to cover a variety of eye care expenses. These savings can go a long way in helping you maintain your vision health, but only if you use them in time.
When it comes to HSA funds, they do rollover into the next year, giving you a bit more flexibility. However, it’s important to remember that using these funds for preventive care, like eye exams or new prescription glasses, is a smart investment in your health.
How to Use Your Benefits or Funds
Schedule an Eye Exam
Even if your vision seems fine, comprehensive eye exams are essential for allowing our optometrists to evaluate the overall health of your eyes.
This is because many serious eye conditions, such as macular degeneration or glaucoma, develop without noticeable symptoms until they cause permanent vision damage. Early detection through regular exams can help you avoid potential vision loss and safeguard your sight for years to come.
By using your remaining vision benefits, or your FSA/HSA funds, you can take proactive steps that save you from future discomfort and costly procedures.
Time for New Prescription Glasses?
Prescription glasses are a crucial tool for better vision, which is why ensuring that your prescription is up to date is important. Glasses are also a key part of your personal style, so if you’ve been holding onto the same frames for years, it might be time for an update.
Your vision insurance plan can cover the cost of new frames or lenses, so make sure you take advantage of this opportunity before your benefits expire.
Switch to Contact Lenses for Visual Freedom
If you’ve always wondered whether contact lenses are right for you, this is the best time to explore your options. Contact lenses are an excellent alternative to glasses, allowing you to participate in a variety of activities without any inconvenience.
Using your remaining vision benefits or funds, you can cover the cost of contact lens fittings and lenses, making this a great opportunity to give them a try.
Our optometrists will guide you through the process, ensuring you get the right type of lenses for your eyes and lifestyle. They’ll also help you find the most comfortable and effective option through personalized fittings and trial options that allow you to test the waters before committing.
Request an Appointment in Long Beach
It’s more important now than ever to prioritize your eye care. Take advantage of your remaining vision benefits or FSA/HSA funds and schedule an appointment with Long Beach Family Optometry today.